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✆ ‭(401) 644-5424‬ ‎‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ✉︎ INFO@FAMILYTITLEANDESCROW.COM

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Title Search

With each file opened, Family Title & Escrow, Inc. will perform a title search on the previous and prior owner on a refinance mortgage and a fifty year or full search for a purchase, unless a start date is found from our Title Insurance Company. The search includes up to date land records from the requisite City/Town Hall, picking up all recorded information that affects the property or its ability to be used as collateral.

  • Personalized confirmation receipt will be emailed on every request
  • 4-day turnaround time guaranteed

Preliminary Title Report

Family Title & Escrow, Inc. will furnish you with a complete Preliminary Title Report and Commitment which consists of all necessary property information including legal description, confirmation of ownership, details of restrictions and easements, and copies of all open mortgages, liens, judgments, warranty and quit claim deeds. In addition, a current status of property taxes will be furnished.

Preliminary Title Report Includes:

  • Records and copies of open mortgages, deeds, judgements, liens – Preliminary Title Report and Commitment
  • Legal Description of the property
  • Status of Real Estate Taxes
  • Wire Instructions
  • CPL -Closing Protections Letter
  • Preliminary CD – Closing Disclosure

Title Clearance

Once the preliminary title report is delivered, Family Title & Escrow, Inc. has a dedicated Clearance Team who will address and clear any and all outstanding title issues that will affect your customer’s desired lien position.

Services include:

  • Tracking down proof of payments on all previously closed mortgages
  • Secure copies of all discharges not currently on record
  • Obtaining Municipal Lien Certificates and re-verifying property tax information
  • Ordering Mortgage Payoff statements
  • Ordering payoffs for judgments and/ or liens
  • Preparing new conveyance documents

Title Policy Issuance

As a registered Agent for Chicago Title Insurance Corporation, Chicago Title Insurance Company, Family Title & Escrow, Inc. can generate both Insured Closing Protections Letters -CPL, and Title Commitments, in house.

  • Title Insurance Policies
  • Owner Insurance Policies
  • Aggressive Reissue Rates

Closing Preparation Services

Once the closing date is set, Family Title & Escrow, Inc. will handle all document preparation including the CD and Alta Statements, with the details of all closing costs, fees and loans. The CD is forwarded to both our Lender and Broker, for approval prior to closing.

We will manage all Lender generated documents in an effort create a complete closing package with any additional broker/ closing agents specific documents and documents needed to secure consumers desired lien position.

We will prepare any additional documentation requested by the client needed for the closing, see below.

  • CD Statements
  • Declaration of Homesteads
  • Warranty and Quit Claim Deeds
  • Subordinations
  • Indemnification Agreements
  • Powers of Attorney

COMMUNICATION IS KEY!….We inform the borrower what will be needed at time of signing – from proper identification to cash to close.

Closing Services

Once your consumer loan is approved, simply contact your Family Title & Escrow, Inc. representative and we will handle all the details. From assigning the state specific Closing Agent to contact the customer with a convenient closing date and time, Family Title & Escrow, Inc. will handle all of your closing needs.

  • Courteous service
  • In Home closings
  • After hours closings
  • Saturday closings
  • Rapid turnaround
  • No cancellation fees

Post Closing

Upon execution of mortgage documents, Family Title & Escrow, Inc. will expeditiously handle all transfer of paperwork.

  • Original Documents to lender delivered via UPS
  • Copy of Closing package delivered to consumer at closing
  • Copy of Closing package to Client/ Broker within 24 hours

Our goal is to deliver an error free package in the quickest possible amount of time!

Funding

At recission period close, Family Title & Escrow, Inc. will issue checks and/ or execute wire transfers in accordance with the final, approved Closing Disclosure. 

We understand the need for and guarantee expeditious disbursements!

Mortgage Recordation Services

Family Title & Escrow, Inc. will forward all documents and fees to the appropriate Registry of Deeds or City/Town Hall for recordation.

Including but not limited to:

  • Original Mortgage
  • Quit Claim Deeds
  • Municipal Lien Certificates
  • Discharges
  • Subordinations